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Oregon Bankruptcy

Find a Bankruptcy Lawyer in Oregon with our debt relief directory and get a free BK evalution for a loan modification, chapter 7, 11, 13 or debt settlement that could lead to a fresh start. Find out from a local attorney if bankruptcy is the best for your situation.

When you file bankruptcy in Oregon you may also use certain federal exemptions (retirement benefits, survivor's benefits, death & disability benefits and certain other federal exemptions) in addition to your Oregon exemptions. Portland bankruptcy lawyers and other Oregon bankruptcy lawyers can help you determine what Oregon state and federal exemptions you can keep during your bankruptcy.

Bankruptcy should be considered a last resort for resolving your financial trouble. If at all possible, you should consider debt settlement. The damage inflicted to your credit report is much less severe. And, you may be able to negotiate with the creditors to remove some, and possibly all, of the derogatory information. Re-aging accounts is legal. Creditors are allowed to re-age accounts once every five years for accounts paid under a debt workout (debt settlement).

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